Supplemental Medical

Supplemental Medical Plans pay a fixed, one-time benefit amount which you can use for any purpose you like. It can help pay for expenses not covered by your health care plan (such as your deductible or copays), lost income, childcare, travel to and from treatment, home health care costs, or any of your regular household expenses.

    What’s great about these plans are that they complement your existing health care coverage, filling in the gaps and offering financial support where it’s needed most. The best part? It’s entirely up to you. These plans are 100% voluntary, allowing you to choose the coverage that fits your lifestyle and priorities. It’s insurance that puts you in control, providing peace of mind when life takes unexpected turns.

    Critical Illness

    Tom suffered a relatively small stroke.

    • He was hospitalized for five days.
    • He began rehab to get back to where he was physically before the stroke.
    • Tom submitted his claim and received a lump-sum payment of $10,000.
      Sample Reimbursements

      Deductible (Individual/Family)
      $XX/$XX

      Out-of-Pocket Max (Individual/Family)
      $XX/$XX

      Preventive Care
      $XX

      Primary Care Visit
      $XX

      Specialist Visit
      $XX

      Urgent Care
      $XX

      Emergency Room
      $XX

      Sample Reimbursements

      Employee and Spouse: $5,000 – $30,000 in $5,000 increments

      Children: $1,000 – $15,000

      What Critical Illness Insurance Covers

      ●  Heart Attack

      ●  Multiple Sclerosis

      ●  Stroke

      ●  Alzheimer’s Disease

      ●  Parkinson’s Disease

      ●  Major Organ Failure